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Most salaried individuals start thinking about tax planning only when the financial year is about to end. The result? Last-minute decisions, rushed investments, misplaced documents, and missed opportunities to save tax efficiently.

Both strategies are powerful, but each works differently depending on your goals, market conditions, risk appetite, and cash flow pattern.

At TGL Securities, we help clients across all life stages create customised emergency fund plans based on their risk profile, lifestyle, income stability, and long-term goals. If you need expert guidance on calculating your emergency fund or choosing the right instruments, our advisors are here to support you.