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NRIs

NRIs

Managing finances across countries can be complex, especially for Non-Resident Indians (NRIs) who must balance global income, Indian investments, regulatory compliance, and tax obligations. At TGM Securities, we simplify this entire process—helping NRIs build, manage, and protect their wealth in India with complete clarity and compliance.

Our NRI Financial Planning Solution is designed specifically for expatriates, overseas professionals, and Indian citizens residing abroad who want to invest in India intelligently, tax-efficiently, and without regulatory risk. From NRE/NRO account guidance to investment approvals, taxation, and repatriation rules, we ensure your India-based financial portfolio remains compliant and growth-oriented.

Why NRIs Need Specialized Financial Guidance

NRIs often face challenges such as:

  • Different tax rules for Indian vs. foreign income

  • Confusion around FEMA, RBI, and SEBI compliance

  • Incomplete knowledge about NRE/NRO accounts

  • Repatriation restrictions and documentation issues

  • Managing investments from abroad

  • Double taxation concerns (DTAA applicability)

  • Difficulty tracking assets and returns remotely

TGM Securities provides a clear, structured solution that helps NRIs stay compliant while maximizing investment potential in India.

What We Offer

1. NRI Investment Compliance & Regulatory Guidance

We ensure your entire financial setup follows Indian laws, including FEMA, RBI guidelines, and SEBI regulations.

Our compliance support includes:

  • Setting up and managing NRE / NRO / FCNR accounts

  • FEMA compliance review for investments

  • Guidance on PIS (Portfolio Investment Scheme)

  • Documentation support for repatriation of funds

  • RBI reporting requirements

  • Compliance for real estate purchases or sale by NRIs

You stay fully compliant while investing freely and efficiently in India.

2. Tax Planning & Dual Taxation Management

NRI taxation can be complicated due to multiple income sources across geographies. We build a tax strategy that prevents overpaying and ensures legal optimization.

We help with:

  • Taxation rules for NRE, NRO, and FCNR deposits

  • Capital gains taxes on equity, mutual funds & property

  • TDS on rental income, interest, and dividends

  • Filing ITR for NRIs

  • DTAA (Double Taxation Avoidance Agreement) applicability

  • Tax-efficient investment structuring

  • Repatriation tax planning

We ensure your Indian income stays compliant while minimizing tax leakage.

3. NRI Investment Strategy & Wealth Management

NRIs often struggle to manage their Indian investments from abroad. We design a global-aligned investment plan that considers your residency status, risk appetite, and long-term goals.

Our investment solutions include:

  • Mutual fund portfolios for NRIs

  • Equity & ETF investments under FEMA-compliant structures

  • NRI-friendly SIPs

  • Real estate investment evaluation

  • Long-term retirement planning (India or global)

  • Diversification across equity, debt, gold, and global assets

We ensure your investments grow steadily—even when you are away from India.

4. Property, Asset & Repatriation Advisory

NRIs frequently invest in Indian property but face uncertainty about rules, taxation, and repatriation. We provide end-to-end guidance:

  • Capital gains tax on property sale

  • Reinvestment and exemption options (54, 54EC, 54F)

  • Rental income tax structuring

  • Document support for repatriation of sale proceeds

  • Compliance for owning multiple properties in India

We simplify asset management so you enjoy stress-free ownership.

5. Retirement & India-Based Future Planning for NRIs

Whether you plan to return to India or retire abroad, your India-based assets need structured planning.

We help with:

  • India retirement corpus planning

  • NPS for NRIs

  • Long-term pension strategies

  • Annuity and monthly income plans

  • Cross-border inheritance and estate planning

Your retirement remains secure, wherever you choose to live.

Who This Solution Is For

Our NRI financial services are ideal for:

  • Indian citizens living abroad (USA, UK, UAE, Australia, Europe, etc.)

  • Overseas professionals and expatriates

  • Students earning abroad

  • NRIs owning property in India

  • NRIs with NRE/NRO bank accounts

  • Individuals receiving rental or interest income in India

  • Non-residents wanting to invest in equity, mutual funds, or real estate

If you live abroad but want to grow wealth in India, this service is designed for you.

Our Approach

  1. Profile Discovery – Residency status, income sources, goals, and currency preferences

  2. Compliance Audit – Review accounts, investments, and documentation

  3. Strategy Design – Tax, investment, and repatriation strategy

  4. Implementation Support – Execution guidance, restructuring, and documentation

  5. Ongoing Review – Periodic monitoring and updates based on law changes

NRIs benefit from complete peace of mind knowing their portfolio is compliant, monitored, and optimized.

Why NRIs Choose TGM Securities

  • Deep expertise in NRI financial regulations

  • Clear guidance without legal or financial jargon

  • End-to-end support—investment, tax, compliance, repatriation

  • Transparent and unbiased advisory

  • Secure, long-term planning aligned with global lifestyle

  • Trusted by working professionals and NRI families worldwide

Your financial presence in India becomes simpler, safer, and more profitable.

Secure Your India-Based Wealth With Expert NRI Guidance

Managing cross-border finances doesn’t need to be complicated. With TGM Securities, you get complete clarity on investments, compliance, tax planning, and wealth growth in India.

Connect with us today to start your structured NRI Financial Planning Journey.